Ratio Finance Whitepaper

Ratio Finance Protocol is a decentralized finance application platform on Solana designed to accept yield-bearing collateral to mint “USDr”, a collateralized debt position. The risk of all collateral is assessed by Ratio Finance protocol-owned algorithms, ensuring the safety and solvency of the protocol. RATIO is the native governance token that is used for:Whitelisting accepted collateralAdjusting accepted oraclesAdjusting the risk algorithms that are used to assess how much USDr can be minted against respective crypto-assetsUsed to adjust emissions for using different types of collateral on the platformUsed for governance votes to determine how network resources are allocated. Ratio Finance was founded by Samiar Tehrani and Shimon Newman, who both have extensive experience in business development, venture capital, and token utility design. Ratio Finance was created because Samiar and Shimon believed that the risks of providing collateral to DeFi protocols are not properly understood or communicated and that collateralized debt positions (CDPs) could be made more efficient.